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Compound growth calculator

Explore how contributions, return, and time work together.

Your assumptionsChoose one variable to calculate
Calculate

Projected outcome

Estimated value after 30 years

$1,031,422
Your contributions$180,00017% of outcomeEstimated growth$851,42283% of outcome
The compounding effect

At a 10.00% effective annual return, estimated investment growth represents 83% of the ending value. Time makes the return earned on earlier returns increasingly important.

Illustrative only. Treats the selected rate as an effective annual return and applies its equivalent monthly rate to month-end contributions. Calculated variables are estimates based on the other four inputs. Excludes fees, taxes and volatility. Actual returns are not guaranteed.